Credit Senior Analyst

What you’ll do:

• Review and complete CEP Credit Approval Memo packages fully independently
• Analyse and assess risks in the credit relationships and formulate respective recommendations for CEP Credit risk management approval
• Work closely with Credit Officers, Relationship/Product Managers and Traders / Salespeople to facilitate transaction approvals.
• Provide credit input to standardize credit-related documents and reporting for the CEP portfolio.
• Perform reporting and data analysis for CEP IRAU portfolio.
• Lead local risk management projects.
• Involvement in regional and global Risk management projects.
• Ensure CEP Credit Risk MCA and Controls are effective.
• Perform other duties and functions as assigned.

What we’ll need from you:

• 5-8 years of credit or related experience.
• University Degree/Graduate Degree in Business, Finance or Economics or equivalent is a plus.
• Deep knowledge of credit products and specific industry characteristics (manufacturing, services, banks etc.).
• Good understanding of loan agreements, support documentation.
• Experience in coordination of special projects/tasks
• Fluency in English, both reading and speaking. Knowledge of other languages is beneficial.
• Strong analytical skills and ability to decompose transactions into the core risks. Good quantitative skills a must.
• Sound Risk and Business judgment on the full spectrum of risk issues including Operational and Franchise Risk
• Ability to shift through complexity and articulate issues clearly
• Ability to work independently on complex cases, processes

What we can offer you:

By joining Citi Hungary, you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive compensation package and enjoy a whole host of additional benefits that support you (and your family) to be well, live well and save well:

• Cafeteria Program
• Home Office Allowance (for colleagues working in hybrid work models)
• Paid Parental Leave Program (maternity and paternity leave)
• Private Medical Care Program and onsite medical rooms at our offices
• Pension Plan Contribution to voluntary pension fund
• Group Life Insurance
• Employee Assistance Program
• Access to a wide variety of learning and development programs, online course libraries and upskilling platforms, such as Udemy and Degreed
• Flexible work arrangements to support you in managing work - life balance
• Career progression opportunities across geographies and business lines
• Socially active employee communities with diverse networking opportunities

Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energized to join us, motivated to stay, and empowered to thrive.

Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact.

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.